Collections & Enforcement
Effective debt recovery with your reputation in mind.
Legal Support for Debt Recovery
Our Loan and Mortgage Enforcement Team offers extensive experience in recovery and enforcement matters. We prioritize efficient processes that save clients time and money while reducing reputational risk. We represent financial institutions, trustees, and mortgage insurers in collection, enforcement, and recovery work.
Debt Collection
It is a common occurrence for a business to face the situation of having delinquent accounts on its records. Our Loan Enforcement Team represents a diverse range of financial institutions, including credit card companies, auto finance companies, and mortgage insurers. We employ full-time, experienced collection agents to service inbound and outbound calls. We routinely perform demands for payment, negotiation of debt recovery, obtaining judgment, garnishment of wages, seizure of assets, Sale of Land Under Execution, Judgment Debtor Exams, and judgment renewals.
Mortgage Enforcement
By providing comprehensive file management from inception to third-party sale, we ensure a speedy and effective resolution of defaulted mortgages. Our lawyers have been called to the bar in all four Atlantic Provinces and appear regularly at all levels in their respective courts.
Foreclosure (Nova Scotia)
In Nova Scotia, we handle foreclosure proceedings to assist lenders in recovering on defaulted mortgages through the court process.
Power of Sale (New Brunswick, Newfoundland & Labrador, Prince Edward Island)
In New Brunswick, Newfoundland & Labrador, and Prince Edward Island, we manage power of sale proceedings for efficient property realization.
Judgment Enforcement
We obtain judgments and pursue enforcement through various means, including garnishment, asset seizure, and sale of land under execution.
Asset Seizure
We coordinate seizure of assets to satisfy outstanding debts, working with sheriffs and bailiffs as required.
Garnishments
We process garnishment of wages and bank accounts to recover outstanding debts on behalf of creditors.
Your inquiry is confidential and only used to connect you with our team.
Collections & Enforcement Lawyers
Legal Services:
- Loan and Mortgage Enforcement
- Tax Controversy
Languages:
English
Legal Services:
- Commercial Litigation
- Insolvency & Restructuring
- Loan and Mortgage Enforcement
- United States Immigration
Languages:
English
Legal Services:
- Business Operations
- Commercial Real Estate & Development
- Commercial Transactions
- Loan and Mortgage Enforcement
- Wills, Trusts & Incapacity Planning
Languages:
English
French
Legal Services:
- Estate Litigation
- Expropriation
- Loan and Mortgage Enforcement
Languages:
English
Legal Services:
- Loan and Mortgage Enforcement
Languages:
English
Frequently Asked Questions
What services does the Collections & Enforcement Team provide?
Our team routinely handles a large volume of both personal and commercial loans while achieving maximum financial recovery. We handle demands for payment, negotiation of debt recovery, obtaining judgment, garnishment of wages, seizure of assets, Sale of Land Under Execution, Judgment Debtor Exams, judgment renewals, and multi-jurisdictional debt recovery.
How do you handle mortgage enforcement?
We provide comprehensive file management from inception to third-party sale. This includes foreclosure in Nova Scotia, Power of Sale in New Brunswick, Newfoundland & Labrador, and Prince Edward Island, obtaining judgments, processing surplus, eviction/vacant possession, appointment and oversight of Property Management Companies, and listing and sale to third parties.
What about bankruptcy situations?
Should a debtor make an assignment in bankruptcy or file a consumer proposal, we are well-versed and positioned to ensure that our clients obtain the best possible recovery. We handle the transfer of property from the Trustee to the lender, the filing of claims with the Trustee, the processing of dividend funds, and opposing discharges of bankruptcy.
Disputes & Resolution
Explore all services in this area:
- Business Litigation: We help resolve contract, shareholder, partnership, property, and construction disputes. Our litigators focus on practical solutions and provide strong representation when court action is required.
- Collections & Enforcement: We help resolve contract, shareholder, partnership, property, and construction disputes. Our litigators focus on practical solutions and provide strong representation when court action is required.
- Tax Disputes: We protect taxpayer rights throughout CRA audits, appeals, and litigation. Our team guides clients from the first inquiry through to representing them before the Tax Court or Federal Court.
- Expropriation for Commercial Properties: We support property and business owners through the expropriation process, handling negotiations, compensation claims, and all related legal steps to reduce stress and protect your interests.